Charadra ingenua. The type specimen of this species, described from Colorado, is a synonym of C. deridens. The southwestern species described by Schmidt and Anweiler (2010b) as C. moneta was identified as C. ingenua in most collections.
Schmidt BC, Anweiler GG (2010b) The North American species of Charadra Walker, with a revision of the Charadra pata (Druce) group (Noctuidae: Pantheinae). ZooKeys 39: 161-181.